Call Us(888) NPLOAN3 / 888-675-6263

SBA Lending

SBA loans are a great way to finance a business. Whether purchasing, developing or expanding, an SBA loan may be the perfect option for your business.

icon10

Low Down Payment – As little as 10%

icon3

Up to 25 year term

icon11

Loans amounts to $5,000,000

icon12

Purchases / Development / Expansion

$1,100,000 equipment financing for

a construction company

RECENTLY COMPLETED

$1,800,000 refinance for car wash

in GA to consolidate multiple loans

into one commercial debt.

RECENTLY COMPLETED

$475,000 AR for metal finishing

company in FL to immediately

purchase new materials for new project

RECENTLY COMPLETED

$150,000 equipment loan for

plumbing contractor

RECENTLY COMPLETED

$800,000 SBA 7a loan for a flooring

company to renovate showroom

and for working capital.

RECENTLY COMPLETED

$4,100,000 apartment building

purchase in CO.

RECENTLY COMPLETED

SBA Lending Options

The SBA’s most popular and flexible loan program

Uses include:

  • Working Capital
  • Debt Refinancing
  • Equipment Purchase
  • Commercial Real Estate Purchase
  • New Construction
  • Leasehold Improvements
  • Furniture and Fixtures
  • Business Acquisition
  • Franchise Purchase
  • Marketing / Advertising
  • Hiring

Terms:

  • Up to 25 years for loans that include commercial real estate
  • Up to 10 years for working capital loans

Qualifications:

  • Credit score - 680 or over
  • No recent BKS, foreclosures or tax liens
  • Collateral
  • 10% down payment minimum

Loan Amount:

  • Up to $5,000,000

Potential loan solutions for your small export business

SBA Export Express Loan – Up to $500k in working capital for exporters

SBA Export Working Capital Loans – Up to $5 million to fund export transactions

SBA International Trade Loans – Up to $5 million in working capital for exporters

 

Terms:

  • 3 - 25 years

 

Qualifications:

  • Credit score – 660+
  • No recent BKS, foreclosures or tax liens
  • Business must be an exporter

Loan Amount:

  • Up to $5,000,000

Another loan option from the SBA for commercial real estate

Uses include:

  • Buy commercial real estate (land and buildings)
  • Commercial Real Estate Improvements
  • Construction of new facilities
  • Renovation/updating of existing facilities
  • Conversion of existing facility
  • Long lifespan equipment and equipment

 Terms:

  • Up to 20 years

Qualifications:

  • Credit score - 680 or over
  • Must meet job creation goals
  • Real estate must be 51%+ owner occupied
  • 10% down payment minimum

Loan Amount:

  • Up to $5,000,000

Lines of credit programs offered by the SBA.

Seasonal Line of Credit – Used to help with seasonal fluctuations in cash flow

Contract Line of Credit – Used to finance materials and labor associated with assignable contracts

Builders Line of Credit – Used to finance land, materials, labor, permitting and equipment by contractors for building and/or renovating residential or commercial buildings

Standard Asset-Based Line of Credit – Used to finance short-term assets like invoices (also see our factoring options)

Small Asset-Based Line of Credit – Similar as Standard Asset-Based LOC but limited to $200,000

Uses include:

  • Seasonal or short term working capital needs

 Terms:

  • Up to 5 years

Qualifications:

  • Credit score - 660+
  • No recent BKS, foreclosures or tax liens
  • Must use AR, inventory, POs and/or contracts for collateral

Loan Amount:

  • Up to $5,000,000

Questions Lead To Great Ideas!

We love talking business. Give us a call.

Call (888)NPLOAN3
Quick App

SBA 7(a) RELIEF LOAN REQUEST

[contact-form-7 404 "Not Found"]