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SBA Lending

SBA loans are a great way to finance a business. Whether purchasing, developing or expanding, an SBA loan may be the perfect option for your business.

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Low Down Payment – As little as 10%

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Up to 25 year term

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Loans amounts to $5,000,000

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Purchases / Development / Expansion

$1,100,000 equipment financing for

a construction company

RECENTLY COMPLETED

$1,800,000 refinance for car wash

in GA to consolidate multiple loans

into one commercial debt.

RECENTLY COMPLETED

$475,000 AR for metal finishing

company in FL to immediately

purchase new materials for new project

RECENTLY COMPLETED

$150,000 equipment loan for

plumbing contractor

RECENTLY COMPLETED

$800,000 SBA 7a loan for a flooring

company to renovate showroom

and for working capital.

RECENTLY COMPLETED

$4,100,000 apartment building

purchase in CO.

RECENTLY COMPLETED

SBA Lending Options

The SBA’s most popular and flexible loan program

Uses include:

  • Working Capital
  • Debt Refinancing
  • Equipment Purchase
  • Commercial Real Estate Purchase
  • New Construction
  • Leasehold Improvements
  • Furniture and Fixtures
  • Business Acquisition
  • Franchise Purchase
  • Marketing / Advertising
  • Hiring

Terms:

  • Up to 25 years for loans that include commercial real estate
  • Up to 10 years for working capital loans

Qualifications:

  • Credit score - 680 or over
  • No recent BKS, foreclosures or tax liens
  • Collateral
  • 10% down payment minimum

Loan Amount:

  • Up to $5,000,000

Potential loan solutions for your small export business

SBA Export Express Loan – Up to $500k in working capital for exporters

SBA Export Working Capital Loans – Up to $5 million to fund export transactions

SBA International Trade Loans – Up to $5 million in working capital for exporters

 

Terms:

  • 3 - 25 years

 

Qualifications:

  • Credit score – 660+
  • No recent BKS, foreclosures or tax liens
  • Business must be an exporter

Loan Amount:

  • Up to $5,000,000

Another loan option from the SBA for commercial real estate

Uses include:

  • Buy commercial real estate (land and buildings)
  • Commercial Real Estate Improvements
  • Construction of new facilities
  • Renovation/updating of existing facilities
  • Conversion of existing facility
  • Long lifespan equipment and equipment

 Terms:

  • Up to 20 years

Qualifications:

  • Credit score - 680 or over
  • Must meet job creation goals
  • Real estate must be 51%+ owner occupied
  • 10% down payment minimum

Loan Amount:

  • Up to $5,000,000

Lines of credit programs offered by the SBA.

Seasonal Line of Credit – Used to help with seasonal fluctuations in cash flow

Contract Line of Credit – Used to finance materials and labor associated with assignable contracts

Builders Line of Credit – Used to finance land, materials, labor, permitting and equipment by contractors for building and/or renovating residential or commercial buildings

Standard Asset-Based Line of Credit – Used to finance short-term assets like invoices (also see our factoring options)

Small Asset-Based Line of Credit – Similar as Standard Asset-Based LOC but limited to $200,000

Uses include:

  • Seasonal or short term working capital needs

 Terms:

  • Up to 5 years

Qualifications:

  • Credit score - 660+
  • No recent BKS, foreclosures or tax liens
  • Must use AR, inventory, POs and/or contracts for collateral

Loan Amount:

  • Up to $5,000,000

Questions Lead To Great Ideas!

We love talking business. Give us a call.

Call (888)NPLOAN3
Quick App

Quick Application

The Business Owner(s) identified above (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to NuPoint Commercial Finance (“NPCF”) are true, accurate and complete, (2) Applicant will immediately notify NPCF of any change in such information or financial condition, (3) Applicant authorizes NPCF to disclose all information and documents that NPCF may obtain, including credit reports and personal information and any information that Applicant may provide to NPCF in Applicant’s application(s) for any NPCF product, service or program, to other persons or entities (collectively, “Assignees”), as follows: (a) to Assignees that may be involved with or acquire commercial loans having daily, weekly, bi-weekly or monthly repayment features, (b) to Assignees that may be involved with purchases of future receivables including Merchant Cash Advance transactions, and (c) to Assignees for the purpose of offering Applicant our products, services or programs or those of third parties that NPCF believes Applicant may find of interest, including, without limitation, equipment finance and/or equipment leasing programs and services (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NPCF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Applicant represents that he or she is authorized to sign this form on behalf of Business Owner(s), (8) Applicant represents that he or she is authorized to sign this form on behalf of Business Owner(s). Applicant hereby consents and agrees, on behalf of itself, as well as Business Owner(s), that NPCF or its agents or representatives may contact Applicant and/or Business Owner(s), possibly via autodialed and/or pre-recorded marketing calls, via telephone or text message (using the land line, cell phone, mobile, or other telephone numbers provided by Applicant and/or Business Owner(s)), or by email (including, without limitation, adding Applicant and/or Business Owner(s) to our newsletter mailing list), using information which Applicant and/or Business Owner(s) or their agents, employees or representatives have provided to NPCF, or using information which is publicly available. I understand that this consent is not a condition of purchase.